Coverage for structures is often a percentage of the coverage for your dwelling. This covers damage but there are often limits as to what a home owner insurance company will cover. If you are adding a swimming pool, this percentage may not be enough – especially if you have other structures on your property like a workshop or gazebo. Let your agent know that you may need additional coverage. In the case of a swimming pool, this could be a lawsuit for injury or death that occurs in or around your pool. To compare home insurance, visit home-ownersinsurance.com
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